Deposit Rates - Consumer Products

  • Checking with Interest
    Minimum Deposit to Open Account $100.00
    Minimum Daily Balance to Obtain Annual Percentage Yield $1,000.00
    Interest Rate Tier N/A
    Interest Rate 0.10%
    Annual Percentage Yield1 0.10%
  • Premier Checking with Interest

    Minimum Deposit to open account is $25,000 for a Premier Checking with Interest Account.

    Minimum Daily Balance to Obtain Annual Percentage Yield Interest Rate Tier Interest Rate Annual Percentage Yield1
    $25,000.00 $25,000 to $99,999.99 1.50% 1.50%
    $100,000.00 $100,000 to $249,999.99 1.75% 1.75%
    $250,000 $250,000 and over 2.00% 2.00%
  • 50 Plus Checking
    Minimum Deposit to Open Account $1.00
    Minimum Daily Balance to Obtain Annual Percentage Yield $0.01
    Interest Rate Tier N/A
    Interest Rate 0.10%
    Annual Percentage Yield1 0.10%
  • Personal Savings
    Minimum Deposit to Open Account $1,000.00
    Minimum Daily Balance to Obtain Annual Percentage Yield $1,000.00
    Interest Rate Tier $1,000.00 and over
    Interest Rate 0.20%
    Annual Percentage Yield1 0.20%
  • Personal Statement Savings
    Minimum Deposit to Open Account $100.00
    Minimum Daily Balance to Obtain Annual Percentage Yield $0.01
    Interest Rate Tier N/A
    Interest Rate 0.15%
    Annual Percentage Yield1 0.15%
  • Young Savers
    Minimum Deposit to Open Account $1.00
    Minimum Daily Balance to Obtain Annual Percentage Yield $0.01
    Interest Rate Tier N/A
    Interest Rate 0.15%
    Annual Percentage Yield1 0.15%
  • WORC Statement Savings
    Minimum Deposit to Open Account $1.00
    Minimum Daily Balance to Obtain Annual Percentage Yield $0.01
    Interest Rate Tier N/A
    Interest Rate 0.25%
    Annual Percentage Yield1 0.25%
  • Personal Regular Money Market
    Minimum Deposit to Open Account $100.00
    Minimum Daily Balance to Obtain Annual Percentage Yield $0.01
    Interest Rate Tier N/A
    Interest Rate 0.10%
    Annual Percentage Yield1 0.10%
  • Premier and IRA¬†Money Market

    Minimum Deposit to open account is $1.00 for an IRA Money Market Account and $5,000.00 Premier Money Market Account.

    Minimum Daily Balance to Obtain Annual Percentage Yield Interest Rate Tier Interest Rate Annual Percentage Yield1
    $0.01 $0.01 to $9,999.99 0.50% 0.50%
    $10,000.00 $10,000.00 to $24,999.99 0.50% 0.50%
    $25,000.00 $25,000.00 to $99,999.99 1.50% 1.50%
    $100,000.00 $100,000.00 to $249,999.99 1.50% 1.50%
    $250,000.00 $250,000 and over 2.00% 2.00%
  • Certificates of Deposit2

    The minimum deposit to open an account is $500.00 with a minimum daily balance of $0.01 to obtain an Annual Percentage Yield. Interest Rate Tier not applicable.

    Available Terms Interest Rate Annual Percentage Yield1
    3 months 4.88% 5.00%
    6-11 months 0.15% 0.15%
    7 months3 4.64% 4.75%
    12 month 4.21% 4.30%
    13-23 months 0.50% 0.50%
    24-35 months 0.40% 0.40%
    36-47 months 0.50% 0.50%
    48 months 0.50% 0.50%
    60 months  0.50% 0.50%

1 Annual Percentage Yield (APY) is accurate as of May 29, 2023. Rates are subject to change after the account is opened except for Certificates of Deposit/IRA CD or WORC Statement Savings. Fees may reduce account earnings.

2A penalty may be imposed for early withdrawal of a CD.

3$1,000,000 maximum deposit per customer. The APY is offered to customers who open a CD and have an existing or open a new checking account with a minimum balance of $250. At maturity, your CD will automatically renew at the then-current rate. Offer may be withdrawn anytime without notice. IRS reporting may be applicable.