Deposit Rates - Consumer Products

Deposit Rates - Consumer Products 

Checking with Interest

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield*
$100.00 $1,000.00 N/A 0.10% 0.10%

Premier Checking with Interest

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest 
Rate Tier
Interest Rate Annual
Percentage
Yield*
$25,000 $25,000.00  $25,000 to $99,999.99 0.25% 0.25%
  $100,000.00 $100,000 to $249,999.99 0.50% 0.50%
  $250,000 $250,000 and over  0.995% 1.00%

50 Plus Checking

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield*
$1.00 $0.01 N/A 0.10% 0.10%

 

Personal Savings

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest 
Rate Tier
Interest Rate Annual
Percentage
Yield*
$1,000.00 $1,000.00 $1,000.00 and over 0.50% 0.50%

Personal Statement Savings

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield*
$100.00 $0.01 N/A 0.15% 0.15%

 

Young Savers

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield*
$1.00 $0.01 N/A 0.15% 0.15%

 

WORC Statement Savings

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield*
$1.00 $0.01 N/A 0.25% 0.25%

 

Personal Regular Money Market

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield*
$100.00 $0.01 N/A 0.10% 0.10%

Premier and IRA Money Market

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield*
$1.00 IRA
$5,000 Premier
$0.01 $0.01 to $9,999.99 0.25% 0.25%
  $10,000.00 $10,000.00 to $24,999.99 0.35% 0.35%
  $25,000.00 $100,000.00 to $249,999.99 0.40% 0.40%
  $100,000.00 $100,000.00 to $249,999.99 0.50% 0.50%
  $250,000.00 $250,000 and over 0.60% 0.60%

Certificates of Deposit/ IRA CD**

Available Terms Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield*
3-5 months $500.00 $0.01  N/A 0.25% 0.25%
6-11 months $500.00 $0.01 N/A 0.25% 0.25%
12 month $500.00 $0.01 N/A 0.995% 1.00%
13-23 months $500.00 $0.01 N/A 0.60% 0.60%
24-35 months $500.00 $0.01 N/A 0.80% 0.80%
36-47 months $500.00 $0.01 N/A 0.90% 0.90%
48 months $500.00 $0.01 N/A 0.95% 0.95%
60 months  $500.00 $0.01 N/A 0.995% 1.00%

* Annual Percentage Yield (APY) is accurate as of May 24, 2018. Rates are subject to change after the account is opened except for Certificates of Deposit/IRA CD or WORC Statement Savings. Fees may reduce account earnings.

**A penalty may be imposed for early withdrawal of a CD

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