Deposit Rates - Consumer Products
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Checking with Interest
Minimum Deposit to Open Account $100.00 Minimum Daily Balance to Obtain Annual Percentage Yield $1,000.00 Interest Rate Tier N/A Interest Rate 0.10% Annual Percentage Yield1 0.10% -
Premier Checking with Interest
Minimum Deposit to open account is $25,000 for a Premier Checking with Interest Account.
Minimum Daily Balance to Obtain Annual Percentage Yield Interest Rate Tier Interest Rate Annual Percentage Yield1 $25,000.00 $25,000 to $99,999.99 1.50% 1.50% $100,000.00 $100,000 to $249,999.99 1.75% 1.75% $250,000 $250,000 and over 2.00% 2.00% -
50 Plus Checking
Minimum Deposit to Open Account $1.00 Minimum Daily Balance to Obtain Annual Percentage Yield $0.01 Interest Rate Tier N/A Interest Rate 0.10% Annual Percentage Yield1 0.10% -
Personal Savings
Minimum Deposit to Open Account $1,000.00 Minimum Daily Balance to Obtain Annual Percentage Yield $1,000.00 Interest Rate Tier $1,000.00 and over Interest Rate 0.20% Annual Percentage Yield1 0.20% -
Personal Statement Savings
Minimum Deposit to Open Account $100.00 Minimum Daily Balance to Obtain Annual Percentage Yield $0.01 Interest Rate Tier N/A Interest Rate 0.15% Annual Percentage Yield1 0.15% -
Young Savers
Minimum Deposit to Open Account $1.00 Minimum Daily Balance to Obtain Annual Percentage Yield $0.01 Interest Rate Tier N/A Interest Rate 0.15% Annual Percentage Yield1 0.15% -
WORC Statement Savings
Minimum Deposit to Open Account $1.00 Minimum Daily Balance to Obtain Annual Percentage Yield $0.01 Interest Rate Tier N/A Interest Rate 0.25% Annual Percentage Yield1 0.25% -
Personal Regular Money Market
Minimum Deposit to Open Account $100.00 Minimum Daily Balance to Obtain Annual Percentage Yield $0.01 Interest Rate Tier N/A Interest Rate 0.10% Annual Percentage Yield1 0.10% -
Premier and IRA Money Market
Minimum Deposit to open account is $1.00 for an IRA Money Market Account and $5,000.00 Premier Money Market Account.
Minimum Daily Balance to Obtain Annual Percentage Yield Interest Rate Tier Interest Rate Annual Percentage Yield1 $0.01 $0.01 to $9,999.99 0.50% 0.50% $10,000.00 $10,000.00 to $24,999.99 0.50% 0.50% $25,000.00 $25,000.00 to $99,999.99 1.50% 1.50% $100,000.00 $100,000.00 to $249,999.99 1.50% 1.50% $250,000.00 $250,000 and over 2.00% 2.00% -
Certificates of Deposit2
The minimum deposit to open an account is $500.00 with a minimum daily balance of $0.01 to obtain an Annual Percentage Yield. Interest Rate Tier not applicable.
Available Terms Interest Rate Annual Percentage Yield1 3 months 4.88% 5.00% 6-11 months 0.15% 0.15% 7 months3 4.64% 4.75% 12 month 4.21% 4.30% 13-23 months 0.50% 0.50% 24-35 months 0.40% 0.40% 36-47 months 0.50% 0.50% 48 months 0.50% 0.50% 60 months 0.50% 0.50%
1 Annual Percentage Yield (APY) is accurate as of May 29, 2023. Rates are subject to change after the account is opened except for Certificates of Deposit/IRA CD or WORC Statement Savings. Fees may reduce account earnings.
2A penalty may be imposed for early withdrawal of a CD.
3$1,000,000 maximum deposit per customer. The APY is offered to customers who open a CD and have an existing or open a new checking account with a minimum balance of $250. At maturity, your CD will automatically renew at the then-current rate. Offer may be withdrawn anytime without notice. IRS reporting may be applicable.