Deposit Rates - Consumer Products
Deposit Rates - Consumer Products
Checking with Interest
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $100.00 | $1,000.00 | N/A | 0.10% | 0.10% |
Premier Checking with Interest
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $25,000 | $25,000.00 | $25,000 to $99,999.99 | 1.50% | 1.50% |
| $100,000.00 | $100,000 to $249,999.99 | 1.75% | 1.75% | |
| $250,000 | $250,000 and over | 2.00% | 2.00% |
50 Plus Checking
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $1.00 | $0.01 | N/A | 0.10% | 0.10% |
Personal Savings
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $1,000.00 | $1,000.00 | $1,000.00 and over | 0.20% | 0.20% |
Personal Statement Savings
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $100.00 | $0.01 | N/A | 0.15% | 0.15% |
Young Savers
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $1.00 | $0.01 | N/A | 0.15% | 0.15% |
WORC Statement Savings
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $1.00 | $0.01 | N/A | 0.25% | 0.25% |
Personal Regular Money Market
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $100.00 | $0.01 | N/A | 0.10% | 0.10% |
Premier and IRA Money Market
| Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|
| $1.00 IRA $5,000 Premier |
$0.01 | $0.01 to $9,999.99 | 0.50% | 0.50% |
| $10,000.00 | $10,000.00 to $24,999.99 | 0.50% | 0.50% | |
| $25,000.00 | $25,000.00 to $99,999.99 | 1.50% | 1.50% | |
| $100,000.00 | $100,000.00 to $249,999.99 | 1.50% | 1.50% | |
| $250,000.00 | $250,000 and over | 2.00% | 2.00% |
Certificates of Deposit/ IRA CD2
| Available Terms | Minimum Deposit to Open Account |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Interest Rate Tier |
Interest Rate | Annual Percentage Yield1 |
|---|---|---|---|---|---|
| 3-5 months | $500.00 | $0.01 | N/A | 0.10% | 0.10% |
| 6-11 months | $500.00 | $0.01 | N/A | 0.15% | 0.15% |
| 7 months3 | $500.00 | $0.01 | N/A | 3.44% | 3.50% |
| 12 month | $500.00 | $0.01 | N/A | 4.21% | 4.30% |
| 13-23 months | $500.00 | $0.01 | N/A | 0.50% | 0.50% |
| 24-35 months | $500.00 | $0.01 | N/A | 0.40% | 0.40% |
| 36-47 months | $500.00 | $0.01 | N/A | 0.50% | 0.50% |
| 48 months | $500.00 | $0.01 | N/A | 0.50% | 0.50% |
| 60 months | $500.00 | $0.01 | N/A | 0.50% | 0.50% |
1 Annual Percentage Yield (APY) is accurate as of February 08, 2023. Rates are subject to change after the account is opened except for Certificates of Deposit/IRA CD or WORC Statement Savings. Fees may reduce account earnings.
2A penalty may be imposed for early withdrawal of a CD.
3New money only. $1,000,000 maximum deposit per customer. The APY is offered is offered from 12/23/22 to 01/31/23 to customers who open a CD and have an existing or open a new checking account with a minimum balance of $250. At maturity, your CD will automatically renew at the then-current rate. Offer may be withdrawn anytime without notice. IRS reporting may be applicable.