Deposit Rates - Consumer Products

Deposit Rates - Consumer Products 

Checking with Interest

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield1
$100.00 $1,000.00 N/A 0.10% 0.10%

Premier Checking with Interest

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest 
Rate Tier
Interest Rate Annual
Percentage
Yield1
$25,000 $25,000.00  $25,000 to $99,999.99 1.50% 1.50%
  $100,000.00 $100,000 to $249,999.99 1.75% 1.75%
  $250,000 $250,000 and over  2.00% 2.00%

50 Plus Checking

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield1
$1.00 $0.01 N/A 0.10% 0.10%

 

Personal Savings

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest 
Rate Tier
Interest Rate Annual
Percentage
Yield1
$1,000.00 $1,000.00 $1,000.00 and over 0.20% 0.20%

Personal Statement Savings

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield1
$100.00 $0.01 N/A 0.15% 0.15%

 

Young Savers

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield1
$1.00 $0.01 N/A 0.15% 0.15%

 

WORC Statement Savings

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield1
$1.00 $0.01 N/A 0.25% 0.25%

 

Personal Regular Money Market

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield1
$100.00 $0.01 N/A 0.10% 0.10%

Premier and IRA Money Market

Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield1
$1.00 IRA
$5,000 Premier
$0.01 $0.01 to $9,999.99 0.50% 0.50%
  $10,000.00 $10,000.00 to $24,999.99 0.50% 0.50%
  $25,000.00 $25,000.00 to $99,999.99 1.50% 1.50%
  $100,000.00 $100,000.00 to $249,999.99 1.50% 1.50%
  $250,000.00 $250,000 and over 2.00% 2.00%

Certificates of Deposit/ IRA CD2

Available Terms Minimum Deposit
to Open Account
Minimum Daily
Balance to Obtain
Annual Percentage
Yield
Interest
Rate Tier
Interest Rate Annual
Percentage
Yield1
3-5 months $500.00 $0.01  N/A 0.10% 0.10%
6-11 months $500.00 $0.01 N/A 0.15% 0.15%
7 months3 $500.00 $0.01 N/A 3.44% 3.50%
12 month $500.00 $0.01 N/A 4.21% 4.30%
13-23 months $500.00 $0.01 N/A 0.50% 0.50%
24-35 months $500.00 $0.01 N/A 0.40% 0.40%
36-47 months $500.00 $0.01 N/A 0.50% 0.50%
48 months $500.00 $0.01 N/A 0.50% 0.50%
60 months  $500.00 $0.01 N/A 0.50% 0.50%

1 Annual Percentage Yield (APY) is accurate as of February 08, 2023. Rates are subject to change after the account is opened except for Certificates of Deposit/IRA CD or WORC Statement Savings. Fees may reduce account earnings.

2A penalty may be imposed for early withdrawal of a CD.

3New money only. $1,000,000 maximum deposit per customer. The APY is offered is offered from 12/23/22 to 01/31/23 to customers who open a CD and have an existing or open a new checking account with a minimum balance of $250. At maturity, your CD will automatically renew at the then-current rate. Offer may be withdrawn anytime without notice. IRS reporting may be applicable.