SBA Relief Program & COVID-19 UPDATE

At Republic Bank we pride ourselves on our “FANS! First” approach to banking. Like you, we have been closely monitoring the updates from the CDC in regard to the Coronavirus (COVID-19). As much as we enjoy seeing you and your furry friends at our stores, we know, you may prefer to minimize your daily interactions. We want to take this opportunity to remind you of the many ways we can serve you.

As your banking partner, we understand these times of uncertainty may bring about some financial adversities. Please reach out to discuss all of your potential options. We will continue to monitor the situation, please check this page for any time sensitive information.


    Republic Bank's online PPP Forgiveness Portal is currently not available. While we await instructions from the SBA please familiarize yourself with the information presented below, and begin collecting documentation to support your PPP Loan Forgiveness Application. Please visit our website regularly for updates on the Loan Forgiveness submission portal. 

    Over the last three months our local businesses and their employees have experienced a pandemic, economic hardship, isolation and uncertainty. Throughout this trying time Republic Bank has aided countless FANS through the approval and processing of thousands of Paycheck Protection Program loans valued at more than $700 million helping sole proprietors, small to mid-size businesses and their employees avoid economic ruin. As we prepare to open our businesses in accordance with state and local COVID-19 guidance it is time to prepare for the next phase of the Paycheck Protection Program, Loan Forgiveness.

    Republic Bank will begin accepting applications for Loan Forgiveness soon. All applications must be submitted through our Website Portal at; paper applications will not be accepted. Republic Bank will be employing a robust query driven, secure software platform. This web based platform will assist in the completion of the Loan Forgiveness Application (SBA Form 3508EZ and SBA Form 3508), the calculation of your loan forgiveness amount, upload of required supporting documents, and automatic submission of your loan forgiveness request to the SBA after lender review.

    To prepare for your loan forgiveness submission you should begin the following tasks:

    • Familiarize yourself with the CARES Act and subsequent changes: Links to important documents can be found at Seek professional advice from accountants or attorneys if necessary.
    • Determine your covered period; new guidance is available permitting the covered period to be 8 weeks or 24 weeks.
    • Track expenditures on eligible expenses (payroll, rent, utilities, mortgage interest)
    • Gather supporting documents (invoices, canceled checks, payroll documents, leases, bank statements, mortgage statements, utility bills, etc.) Ensure the documents match the covered period. Reference documents must be signed and executed (leases).
    • Calculate Full Time Equivalent Employee factors for the covered period and reference period.
    • Visit the Republic Bank website and our SBA Relief Web Page for up to date information, to view PPP tools, and the opening of our automated, end to end system portal to accept your application for loan forgiveness.

    In addition, we are still making commercial, consumer and residential mortgage loans and soon, loans under the Federal Reserve Main Street Lending Program, details to follow, check the Republic Bank website.

    Republic Bank is proud to be your Bank and of our PPP support to existing and new FANS. At Republic Bank, service matters. If you have questions please reach out to your Relationship Manager or send us an email at



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A message to our Business Customers:
Republic Bank is proud to be a Premier Lender for the NJEDA Small Business Emergency Assistance Guarantee Program. The program is a $10 million pilot program that makes available one-year first loss guarantees of permanent working capital loans and lines of credit. Click here to find out more

Republic Bank Oak Mortgage Customers:
If you are currently making loan payments to MidWest, please address any questions to

Security Alert:
Fraudsters are using this pandemic as an opportunity to scam consumers. Beware of email and text message phishing schemes, fundraising scams and fraudulent products. Fraudsters have also contacted consumers offering an “advance” on the proposed federal stimulus package to obtain financial information. Avoid clicking on attachments or links from unknown senders and remain diligent in monitoring for suspicious activity. Visit our Security Center for more information.