Terms and Conditions

Please review our Terms and Conditions of Use below.

  • Website Terms And Conditions Of Use

    This website is owned by Republic Bank. The terms “we,” “us” and “our” when used in these Terms and Conditions refer to Republic Bank and the terms “you” and “yours” means each person or, if applicable, the entity who is an owner, signer or has unrestricted withdrawal rights of a deposit account or, as applicable, a borrower under a credit account, and each person that is using the online banking services with your permission. The following Terms and Conditions of Use will govern your use of this website. By using this website, you acknowledge that you have received and understand these Terms and Conditions of Use and agree to be bound by them as they may be modified by us from time to time and posted on this website. You also agree to comply with all applicable laws and regulations, including the United States and foreign patent, trademark, service mark and copyright laws. If you do not accept these terms and conditions, please do not make any further use of this website.

    If you need assistance with this website, or if you need to communicate with us, please telephone 888.875.2265 or e-mail us at customerServicePA@myrepublicbank.com

    Not all consumers will be eligible for the products and services described on this website, and we reserve the right to determine your eligibility for any product or service.

  • Ownership and Use of Material on the Website

    Throughout this website you will find a number of trademarks, trade names, logos, service marks and other similar items (the “Marks”). The Marks are the property of us and others. Nothing contained on this website should be construed as granting you any license or right to use in any way any Mark without our written permission or the written permission of the third party that owns the Mark.

    Unless otherwise noted, this website and all materials, including images, illustrations, designs, icons, photographs, video clips, software programs, and written and other materials available on this website (the “Material”) are owned by us. If you copy the Material, you must retain any copyright and other proprietary notices contained in the original Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other website or in a networked computer environment for any purpose is prohibited. You may not use the Material for any illegal purpose or in any manner inconsistent with these Terms and Conditions of Use.

  • Electronic Communications

    To the fullest extent permitted by applicable law, all these Terms and Conditions of Use, all the applications, instruments, or notes relating to the products and services described on this website, and all other agreements, notices or other communications regarding or relating to this website, us, or any products or services provided by us may be presented to you electronically, and you agree to receive all such items in an electronic form. Electronic delivery of these items to you may be made on pages within this website or to your e-mail address. You should print a paper copy of any item delivered electronically to you and retain it for your records. All electronic notices and communications to you will be considered to have been received by you no later than 5 business days after posting or dissemination, whether or not you have actually received or retrieved the notice or communication. We reserve the right to provide any notice or communication to you in paper format. Your consent to receive items from us electronically is valid until you revoke your consent by notifying us of your decision to do so.

  • Internet Access

    In applying for any of our products or services online, you will need access to the Internet and a current e-mail address. You will have sole responsibility for providing us with a correct and operational e-mail address, and you must promptly notify us of any change in your e-mail or postal mailing address. We will not be liable for any undelivered e-mail communications or any costs you incur for maintaining Internet access and an e-mail account.

  • Privacy

    We understand that privacy is a major concern for many consumers who do business or conduct transactions online. We will not share or disclose any of the personally identifiable information about you that is collected through this website other than in accordance with our Privacy Notice.

    When you visit our website, we may use cookies on some pages, simply to allow us to better serve you. The cookie allows us to ensure that we can provide a fast and accurate web experience. To maintain the highest level of security and privacy, we use only encrypted, temporary cookies that do not contain any personal or confidential information. Once the browser has been closed, the cookies are deleted.

  • Disclaimers and Limitations of Liability

    We will use commercially reasonable efforts to ensure that the information on this website is accurate and complete. However, except to the extent prohibited or limited by applicable law, we make no representations or warranties whatsoever regarding the accuracy, completeness or timeliness of any information contained in or accessed through this website.

    THIS WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN “AS IS” BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT THE USER’S SOLE RISK THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT. MOREOVER, NO WARRANTY IS MADE THAT OPERATION OF THIS WEBSITE WILL BE ERROR-FREE, VIRUS FREE OR UNINTERRUPTED. WE ALSO MAKE NO REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES, EITHER EXPRESSED OR IMPLIED, WITH RESPECT TO ANY WEBSITE OPERATED BY A THIRD PARTY.

    IN NO EVENT WILL WE OR OUR SUBSIDIARIES, AFFILIATES, CONTRACTORS OR THEIR RESPECTIVE EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH YOUR USE OF THIS WEBSITE OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF WE ARE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

    We may also provide as part of this website a feature that allows visitors to the website to submit messages or information to us for consideration by us to be posted in a community information area of the website. We reserve the right, in our sole discretion and for any reason or no reason, to refuse to post on the website any and all messages or information submitted to us through this website, and we will not be liable or responsible to any person or entity for any decision by us not to post any submitted messages or information or for any messages or information that are posted on the website. We will not return to anyone any messages or information submitted to us to be considered for posting on the website, and all who submit messages or information to us grant to us an unlimited, worldwide, perpetual, irrevocable and royalty-free license to edit, copy, reproduce, publish, display, transfer, disseminate, delete, destroy and otherwise use or not use, as deemed fit or desirable by us in our sole discretion, all messages or information submitted to us.

    We cannot and do not assume responsibility for malfunctions in communications facilities not under our control that may affect the accuracy or timeliness of messages you send. We are not responsible for any losses or delays in transmission of instructions or information by you, including any losses or delays arising out of the use of any Internet service provider or caused by any browser software.

  • Virus Protection

    You agree that we are not responsible for any electronic virus that you may encounter using our website. We encourage you to routinely scan your computer and diskettes using any reliable virus protection product to detect or remove any viruses found. Undetected or unrepaired, a virus may corrupt and destroy your programs, files and even your hardware.

  • Links to Other Websites

    This website may contain links to third-party websites. These links are provided solely as a convenience to you and not as an endorsement or sponsorship by us of the content, products or services on such third-party websites. We are not responsible for the content of linked third-party websites and we do not make any representations regarding the content or accuracy of materials on such third party websites. You agree that we are not responsible for any losses or damages sustained by you as a result of your use of such third party websites. Third party websites may treat your confidential and personal information differently from the treatment provided by us. If you decide to access linked third-party websites, you will no longer be protected by these Terms and Conditions of Use or by our Privacy Policy. If you decide to access linked third-party websites, you do so at your own risk.

  • Indemnity

    You agree to defend, indemnify and hold us harmless and our officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, relating to or resulting from, or alleged to relate to or result from, your breach of these Terms and Conditions of Use or your use of this website or products or services provided to you by us.

  • Availability to U.S. Residents

    We make no claims that this website or the products and services available through this website are appropriate or may be downloaded or accessed outside of the United States. Access to this website and the products and services available through this website may not be legal by certain persons or in certain countries. If you access this website from outside of the United States, you are solely responsible for compliance with the laws of your jurisdiction.

  • Governing Law

    Unless otherwise provided, these Terms and Conditions of Use are governed by the laws of the Commonwealth of Pennsylvania, without respect to its conflict of laws principles.

  • Severability

    If any provision of these Terms and Conditions of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions of Use, which shall remain in full force and effect.

  • No Waiver

    No waiver of any provision of these Terms and Conditions of Use shall be deemed a further or continuing waiver of such provision or any other provision.

  • Access to Password Protected/Secure Areas

    Access to and use of password protected and/or secure areas of this website is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the website may be subject to civil and criminal liability.

  • Changes to Terms and Conditions of Use

    We may revise these Terms and Conditions of Use from time to time and post them on this website without prior notice to you, and your use of this website after a revision to these Terms and Conditions of Use shall constitute your acknowledgment of, and agreement to be bound by the revision to these Terms and Conditions of Use. You should visit this page periodically to review these Terms and Conditions of Use.

  • Social Media Terms & Conditions

    Republic First Bank d.b.a. Republic Bank (“Republic Bank” or “Republic”) Community Guidelines:

    Our Republic online community is a place to engage, connect, and share applicable content. You are solely responsible for all aspects of your participation and/or engagement in our Social Media communities. Please be respectful, stay safe by not including any non-public personally identifiable information, and do not post any false information.

    We ask that you respect the community and be mindful of the following:

    Republic Bank Helps

    If you have questions related to Republic products or services, we recommend you contact Customer Service at 888-875-BANK. Socially, you can reach us @RepublicBankHelps on Twitter.

    Additional ways to reach Customer Service are listed here.

    Protect your Personal Information

    This is a public community and anything you post is considered public. You should not post or submit any non-public personal information about yourself or third parties (e.g. account number, social security number, addresses, phone numbers, email address, etc.) or disclose any financial information pertaining to yourself or others.

    In addition, please do not post any personal information about others that has not been voluntarily made available by them in a public post, or for which you do not have their permission to post, or that could otherwise be viewed as an invasion of their privacy.

    Your posts should never contain unauthorized and/or unsolicited advertising, fraud, spam, hyperlinks or content protected by copyright, trademark or other rights. For your online safety, avoid opening any third party links, unless you trust the source.

    Be Respectful

    Please treat the community with respect – even if you disagree with a post or comment from a fellow community member. This is not a place to write comments that don’t contribute to the conversation. This means that any comments/materials you submit, including linked material, must not be inappropriate, abusive or otherwise offensive, and must not contain, depict or involve (without limitation) any of the following: profanity or otherwise offensive language; nudity or pornographic material; derogatory characterizations of any ethnic, racial, gender, professional, age or religious groups; content that endorses or condones any illegal, inappropriate or risky activity or behavior or any particular political agenda or message; any content that defames, misrepresents or contains disparaging remarks about other people, products or companies; content that endorses any form of hate or hate group; content that communicates message or images inconsistent with the positive images and/or goodwill to which Republic wishes to associate; or any other content that is or could be considered illegal, inappropriate, unsuitable or offensive, all as determined by Republic in its sole discretion.

    Important Notices

    Our communities are public. The opinions, statements and viewpoints expressed by community participants – including Republic Bank employees or partners – do not necessarily reflect the opinions of Republic Bank or constitute an official position of Republic Bank.

    Republic Bank is not responsible for views expressed other than our own.

    We Reserve the Right to Remove and also to Share

    Republic reserves the right, not the obligation, in its sole discretion, without notice, to remove, edit, or otherwise modify any content that does not adhere to our community guidelines. When appropriate, we may also report certain violators to the relevant authorities if they violate channel rules or law.

    By posting comments, posts, tagged photo, videos, ideas, or any other content related to Republic Bank, you are granting Republic nonexclusive, worldwide rights to republish, redistribute, or otherwise use this content and your social media handle or username in any way we see fit. This includes, but is not limited to, use in marketing and advertising materials.

    If you would like content be removed from our social channels, you may request a deletion by contacting us at:

    Republic Bank
    Two Liberty Place
    50 S. 16th Street, Suite 2400
    Philadelphia, PA 19102
    Attn: Social Media Marketing

    Or via email at Social@MyRepublicBank.com.

    Endorsements and Sponsorships

    We may occasionally post links to third-party sites or share content. Please note that this does not in any way constitute an official endorsement of the individual, website or company.

    In addition, Republic Bank has many advertising relationships. Some linked third-party sites may contain content from sponsors, or sponsorships, paid by Republic Bank. These paid sponsors may disclose this relationship on their websites or in their social media posts.

    Republic does not endorse, support, or legitimize in any way, any outside organizations, persons, or social communities by way of liking, commenting, following, engaging, or anything similar.

    Third Parties

    When you visit Republic Bank on any third party sites such as Facebook, Instagram, LinkedIn, Pinterest, Twitter, YouTube, etc., your activity is subject to that site's current terms and conditions, along with their privacy and data security practices and policies. These platforms are not affiliated with Republic Bank and may have practices and policies that are different than our own.

    Please note: Republic Bank is not responsible for, and does not control, these third party sites' terms and conditions, privacy and data security practices and policies. You should always use caution when posting, sharing or taking any action on these sites.

    Modification of Community Guidelines

    These guidelines are subject to revision by Republic Bank and may be modified at any time without notice.

    Follow us at

    Twitter: @MyRepublicBank

    Instagram: @MyRepublicBank

    Facebook: Republic Bank Oak Mortgage

    LinkedIn: Republic Bank